Fintech

I robo-advisor sono software capaci di fornire consulenze d’investimento operando mediante algoritmi di ribilanciamento. Possono limitarsi alla consulenza, lasciando all’investitore l’onere e la libertà di gestire il portafoglio, oppure possono appoggiarsi a conti bancari fino ad automatizzare l’intera gestione. Garantiscono la diversificazione del capitale, possono essere alimentati con depositi occasionali e con piani di accumulo (PAC). La mia esperienza Venni a conoscenza dei robo-advisor mentre mi districavo nel mondo dello swing trading, quando studiavo e investivo le prime somme. I risultati erano discreti, ma al prezzo di spendere la maggior parte del tempo in analisi e seguendo le news. Inoltre il mio modesto capitale era scarsamente diversificato. Decisi di rivolgermi a un professionista. ...

Robot-advisors are software able to provide investment advice by operating through rebalancing algorithms. They can limit themselves to advice, giving the investor the duty and the freedom to manage the investment; or they can lean on some bank accounts to get the whole portfolio management automated. They guarantee diversification, and can be fed through random deposits and dollar cost averaging (DCA). About my experience I found out about robo-advisors while I was exploring the world of swing trading; at that time, I was studying and investing my first amounts of money. The results were decent, but I had to spend most of my time in analysis and following news, and I also realized that my modest capital was poorly diversified. So, I decided to ask a professional for advice. ...